Why are rebates so low? #time2switch

If you have “extras” private health insurance cover which includes things like dentistry, optometry and physiotherapy, it can be confusing to work out the reasons behind the rebate amount you receive when you make a claim.

There are a number of factors that shape your rebate amount, and contrary to what your fund may tell you, your dentist is not the issue. From March 2012 to March 2017, average dental fees per service only rose by 3%, with dental fees overall just keeping pace with the Consumer Price Index. In contrast, while the average rebate fees paid out rose 4%, it was dwarfed by a staggering increase in premiums of 38%.

Not happy with your rebates? File a complaint with the Private Health Insurance Industry Ombudsman and get involved in the ADA's Time2Switch campaign.

Learn more about rebates: https://www.ada.org.au/rebates

Compare your policy: https://www.ada.org.au/time2switch/Home

Make a complaint: https://www.ada.org.au/time2switch/make-a-complaint

Source: ADA website